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Q: Can a relative/power of attorney holder deposit foreign currency on behalf of the NRI?
A: No, the NRI has to come personally along with his/her passport for depositing to FC/FCTCs.
Q: How much foreign currency can an NRI bring along with him/her visit to India, without customs declaration form?
A: An individual NRI can bring USD 10,000/- or equivalent (in the form of FCTC/FC)of which maximum USD 5000/-can be in the form of currency notes without declaring the same in CDF. Any amount in...
Q: Can proceeds of FCNR be withdrawn in foreign currency?
A: NRI can withdraw up to USD 2000/- in currency notes and balance in TCs or the entire amount in TCs/Drafts or TTs.
Q: Are there any charges while remitting the FCNR proceeds abroad?
A: No.commission is levied while remitting such proceeds on maturity.
Q: Will the bank renew our NRE/FCNR deposits automatically?
A: Yes, provided automatic renewal instruction are given at the time of opening the deposit in which case, it will be automatically renewed for an identical period.
Q: Can the NRI deposits be prematurely extended to get the benefits of higher interest?
A: Yes, the deposit will earn interest without penalty for the period it has run, provided it has run for the minimum maturity period and thereafter at the higher interest.
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