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Q: Can proceeds of FCNR be withdrawn in foreign currency?
A: NRI can withdraw up to USD 2000/- in currency notes and balance in TCs or the entire amount in TCs/Drafts or TTs.
Q: Will the bank renew our NRE/FCNR deposits automatically?
A: Yes, provided automatic renewal instruction are given at the time of opening the deposit in which case, it will be automatically renewed for an identical period.
Q: Who can open RFC account?
A: A returning NRI who was resident outside India earlier and are returning now for permanent stay is permitted to open RFC account.
Q: What currency is the NRO term deposit maintained?
A: Your NRO Term deposit is maintained in Indian Rupees.
Q: Are my NRO term deposit funds repatriable?
A: Interest earnings can be repatriated. In addition to this, remittance/s up to USD 1 million per calendar year from balances in NRO accounts subject to payment of applicable taxes is allowed for any...
Q: Are my NRO accounts repatriable?
A: Dividend, interest, pension, rent and other current income credited to this account are repatriable. Interest earnings can be repatriated. Remittance/s up to USD 1 million per calendar year from...
Q: What is the tenure of NRE term deposit?
A: The tenure of the Term deposit ranges from - 1 to 5 years.
Q: What currency is the NRE term deposit maintained?
A: Your NRE Term deposit account is maintained in Indian Rupees.
Q: Can foreign currency notes be credited to an RFC account?
A: Yes. However, if the value exceeds or is equal to USD 5,000 they have to be declared in the currency declaration form.
Q: Which funds can be credited to RFC account?
A: Funds from the following sources can be credited to RFC accounts:
* Sale/maturity proceeds of assets held abroad and income therefrom
*Pension received abroad
*Currency notes / TCs brought into...
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